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Insurance

•  The structure of your home

•  Replacement costs

•  Personal possessions (up to a set limit)

• Living expenses in case of a disaster

• Liability

This is crucial coverage for every homeowner and family. Your home is usually the most important asset or investment of your lifetime (outside of family, of course). This is where you grow and nurture the family and it’s the site of life’s greatest and happiest memories! So, it’s very important to work with an independent insurance agency with knowledgeable agents.

You can also add supplemental policies such as:

•  Valuable Articles/Floater policies

         (i.e. Jewelry Insurance)

•  Flood policies

•  Umbrella policies (additional liability)

• Classic Car Insurance – Your classic car is an icon. Insure it well.

• RV and Mobile Home Insurance – Home insurance for your home-on-the-road.

• Boat and Watercraft Insurance – Insurance coverage for the captain of the ship.

• Auto Insurance – Get the right insurance coverage for your car, truck, van or

        other vehicles.

• Motorcycle Insurance – Ride safe and insure your motorcycle.

• ATV and Motorsport Insurance – Insurance policies that cover all your toys.

An auto insurance policy is required to operate a motor vehicle throughout the United States. A comprehensive auto insurance plan can protect you with liability coverage that pays for any injuries or damage you or other drivers in your family needs.

Car

Insurance

Life

Insurance

Accidents or illness can take place in the “blink of an eye,” but the consequences can be far-reaching and may include prohibitive medical bills or disability. Be sure that your health insurance has you covered.

• Life Term Insurance provides life insurance protection for a specified period of time. Term life is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.

• Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy.

• Universal Life Insurance is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. The savings element, premiums and death benefit can be reviewed and altered as a policyholder’s circumstances change.